Supporting Your Financial Goals

With rising property values and a thriving rental market, many lenders now offer mortgage products specifically designed for aspiring landlords.
A Buy-to-Let mortgage is intended for purchasing residential property to rent out to tenants, rather than for personal occupancy. Typically, a deposit of around 25% is required, though more competitive rates may be available for those able to contribute up to 40%. Most Buy-to-Let mortgages are structured on an interest-only basis, and lenders will assess the projected rental income when evaluating your application.
Deposit Requirements

• Standard deposit: typically around 25% of the property value
• Preferential rates: available for deposits of up to 40%

Please note: Buy-to-Let mortgages are secured against your property, and certain types may not be regulated by the Financial Conduct Authority.

The Financial Conduct Authority does not regulate some forms of Buy-to-Let mortgages.